Crowdfunding for living space, in particular through the “real estate mourabaha”, reached 25.1 billion DH at the end of January and, according to Bank al-Maghrib (BAM), recorded an increase of 2% compared to the 21.8 billion DH.
Household loans also rose by 2%, mainly due to an improvement of 1.9% of the housing loans and 1.8% for consumption.
BAM’s survey shows that at T4-2024 75% of the manufacturers are of the opinion that access to bank financing is “normal”, while 16% consider it “difficult”.
With regard to the credit costs, 87% of companies consider it stable and 10% find a payment. The rates of the new credits have easily withdrawn at 5.26%, for large companies at 5.08% and 5.70% for TPME.
