The comprehensive debt was sent to 5.08% in the fourth quarter of 2024 compared to 5.21% in the previous year, as the quarterly survey by Bank al-MaghriB (BAM) shows. This decline reflects a slight relaxation of the financing conditions.
In detail, the tariffs are 5% for cash institutions, 4.99% for device loans, 5.02% for real estate loans and 6.99% for consumer debit.
The category of borrowers granted credits for individuals an average rate of 5.79%, while those that were intended for non -financial companies showed a price of 5%. Large companies benefited from a rate of 5.08%, compared to 5.70% for TPME.
This development of interest rates takes place in an economic context that is characterized by the adaptation of the banks to monetary policy and market conditions of the BAM money models and thus influences the credit costs for households and companies.
M.BA.
