The banks’ liquidity deficit expanded to an average of 123.7 billion DH in 2024, compared to 83.3 billion DH in the previous year, according to Bank al-Maghrib (BAM).
For the only 4th quarter of the past year alone, the liquidity requirement of banks rose at 137.9 billion icon to 131.6 billion DH in the previous quarter in the previous quarter. In this context, the central bank brought the amount of its injections to 151.4 billion DH after 145.4 billion DH, including 63.3 billion DH in the form of progress after 7 days, 51.5 billion DH through the composed pension operations and 36.6 billion DH in relation to guaranteed loans, which were granted as part of the frame of TPME programs.
Under these conditions, the average duration of the bank’s interventions rose from 47.9 days to 34.6 days, and the Interbank set returned from an average of 2.75% to 2.71% after the bankruptcy decision was taken at its meeting of December 17, 2024 in order to reduce the plating point by 25 basis points (PB) to 2.50%.
The latest available data indicate that the need for bank liquidity of 128.7 billion DH in January and February 2025 on average in connection with the backflow of trust traffic and the effect of the voluntary regularization of the tax situation of the natural persons and a reduction of the Interbank rate in the month of the month of January and February and February to 2.50% of Interbanks.
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