The overall loan of the outstanding bank was 1,166.3 billion icalo at the end of 2024 and, according to Bank al-Magrib (BAM), marked an increase of 4.6% compared to the previous year.
The loans that have not been granted financial agents are 957.9 billion DH, while the funds intended for financial agents are 208.4 billion DH.
The credits for private companies rose by 0.7%, in particular thanks to the increase in equipment to devices (+10.7%) and loan promotion loans (+4.6%). Conversely, the cash facilities decreased by 3.9%.
The warranty criteria remained stable for money loans and equipment, while they were relaxed for real estate promotion loans.
With regard to budget loans, an increase of 1.7%was observed, especially due to the increase in housing loans (+1.7%) and consumption (+1.4%).
Crowdfunding for housing has also increased and reaches 24.9 billion DH.
With regard to the interest rates, those of bank loans recorded a slight decline of 5.26% compared to 5.33% in the fourth quarter of 2024 in the previous quarter.
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